000			03760cam a22004814i 4500
005			20221101183507.0
008			050617s2005 dcua b 001 0 eng d
010			_a 2005017461
011			_aMARC Score : 10850(23500) : OK
011			_aDirect Search Result
011			_aBIB MATCHES WORLDCAT
020			_a0815774095 _qpaper (alk. paper)
020			_a9780815774099 _qpaper (alk. paper)
035			_a(ATU)b11047896
035			_a(OCoLC)58830763
040			_aDLC _beng _erda _cDLC _dUKM _dBAKER _dDBI _dC#P _dSYB _dIXA _dPUL _dUWC _dYLS _dNLGGC _dBTCTA _dYDXCP _dOCLCG _dSTF _dOCLCQ _dCPE _dIG# _dHUH _dBDX _dOCLCF _dOCLCO _dATU
042			_apcc
043			_an-us---
050	0	0	_aHG3756.U54 _bB85 2005
082	0	0	_a332.02401 _222
245	0	0	_aBuilding assets, building credit : _bcreating wealth in low-income communities / _cNicolas P. Retsinas, Eric S. Belsky, editors.
264		1	_aWashington, D.C. : _bBrookings Institution Press, _c[2005]
264		4	_c©2005
300			_axiv, 395 pages : _billustrations ; _c24 cm
336			_atext _btxt _2rdacontent
337			_aunmediated _bn _2rdamedia
338			_avolume _bnc _2rdacarrier
504			_aIncludes bibliographical references and index.
505	0		_aNew paths to building assets for the poor / Eric S. Belsky and Nicolas P. Retsinas -- Credit matters : building assets in a dual financial service system / Eric S. Belsky and Allegra Calder -- To bank or not to bank? : a survey of low-income households / Christopher Berry -- Refinance and the accumulation of home equity wealth / Frank E. Nothaft and Yan Chang -- Changing industrial organization of housing finance and changing role of community-based organizations / William C. Apgar and Allen J. Fishbein -- Exploring the welfare effect of risk-based pricing in the subprime mortgage market / J. Michael Collins, Eric S. Belsky, and Karl E. Case -- Hitting the wall : credit as in impediment to homeownership / Raphael W. Bostic, Paul S. Calem, and Susan M. Wachter -- Credit scoring's role in increasing homeownership for underserved populations / Hollis Fishelson-Holstine -- Modes of credit market regulation / Michael S. Barr -- Accuracy in credit reporting / Michael E. Staten and Fred H. Cate -- Cost-benefit analysis of debtor protection rules in subprime market default situations / Duncan Kennedy -- Institutions and inclusion in saving policy / Michael Sherraden and Michael S. Barr -- Unbanked to homeowner : improving financial services for low-income, low-asset customers / Ellen Seidman and Jennifer Tescher -- Innovative servicing technology : smart enough to keep people in their houses? / Amy Crews Cutts and Richard K. Green.
520			_a"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher.
588			_aMachine converted from AACR2 source record.
650		0	_aConsumer credit _zUnited States _9613036
650		0	_aLow-income consumers _zUnited States _9668726
650		0	_aHome ownership _zUnited States _9668731
650		0	_aMortgage loans _zUnited States _9668735
700	1		_aRetsinas, Nicolas Paul, _d1946- _9424373
700	1		_aBelsky, Eric S. _91055432
776	0	8	_iOnline version: _tBuilding assets, building credit. _dWashington, D.C. : Brookings Institution Press, ©2005 _w(OCoLC)655185400
907			_a.b11047896 _b20-03-18 _c27-10-15
942			_cB
945			_a332.02401 BUI _g1 _iA402069B _j0 _lcmain _o- _p$40.82 _q- _r- _s- _t0 _u2 _v7 _w1 _x1 _y.i12301681 _z29-10-15
998			_a(3)b _a(3)c _b20-03-18 _cm _da _feng _gdcu _h0
999			_c1162303 _d1162303