TY  - BOOK
AU  - Cook,Frances
TI  - Tales from a financial hot mess: the realest guide to money and how to have more of it 
SN  - 9780143773801
U1  - 332.024 23
PY  - 2019///
CY  - [Auckland] New Zealand
PB  - Random House NZ
KW  - Finance, Personal
KW  - Financial literacy
KW  - Budgets, Personal
N1  - Includes bibliographical references; Introduction -- Rehab won't work until you're ready to get sober -- Mind over money -- Why save $5 on coffee when you could save $200 on rent? -- Moving out of vice city -- You don't look successful, you look stupid -- Be young and carefree, just not with your money -- Get ride of debt that will drown you -- If you want to be happy, get a savings account -- You're doing KiwiSaver wrong, and it's costing you -- You are not the exception, you are the rule -- What goes up, must come down -- and back up again -- My house became my castle -- Getting rich on paper doesn't make you rich -- A rising tide lifts all boats -- Get used to plain talk -- Find your people
N2  - "Forever wrestling with annoying debt? Clueless about where your pay cheques go? Want to get ahead?Journalist, podcaster and reformed money mess Frances Cook is here for you. Tales from a Financial Hot Mess is the story of how Frances got her money sh*t sorted. She learned the hard way so you don't have to, and details how you can: Change your money mindset. Set up a do-able budget. Avoid being fooled by banks and retailers. Understand investing (starting with what you have). Reduce your debt. Save more. Sort your KiwiSaver. Make smart housing decisions (whether renting or buying). Fix a mortgage that works for you (with your coffee and smashed avocado). Negotiate a pay rise. Simplify your life... and loads more. This book is the real deal - not another bulleted, tabled, graphed lecture from a financial advisor who's never had issues with money. Delivering laughs and smarts, proven financial advice, handy how-tos (and please-don'ts) and numerous expert insights (from 22 actual experts), Tales from a Financial Hot Mess will guide you along the rocky path to financial freedom"--Publisher information
ER  -