Sherraden, Margaret S.

Striving to save : creating policies for financial security of low-income families / Margaret Sherrard Sherraden and Amanda Moore McBride ; with Sondra G. Beverly. - xi, 323 p. ; 24 cm.

Includes bibliographical references and index.

Introduction: saving in low-income households -- Research on matched savings in low-income households -- Theory and evidence on saving in low-income households -- Setting the stage: Economic socialization and coming-of-age in a working poor family -- Managing household finances and making ends meet on low income -- Problem debt and creditworthiness -- Striving to save -- Saving in individual development accounts -- Saving strategies in individual development accounts -- Effects of IDA program participation -- Conclusion. Saving theory, policy, and research -- Appendix A. IDA participants demographics and IDA saving experiences -- Appendix B. Control respondent demographic characteristics. Ch.1. Ch.2. Ch.3. Ch.4. Ch.5. Ch.6. Ch.7. Ch.8. Ch.9.

0472117122 (cloth : alk. paper) 9780472117123 (cloth : alk. paper)


Individual development accounts
Poor--Finance, Personal.

332.0240086942