TY  - BOOK
AU  - Retsinas,Nicolas Paul
AU  - Belsky,Eric S.
TI  - Building assets, building credit: creating wealth in low-income communities 
SN  - 0815774095
AV  - HG3756.U54 B85 2005
U1  - 332.02401 22
PY  - 2005///]
CY  - Washington, D.C.
PB  - Brookings Institution Press
KW  - Consumer credit
KW  - United States
KW  - Low-income consumers
KW  - Home ownership
KW  - Mortgage loans
N1  - Includes bibliographical references and index; New paths to building assets for the poor / Eric S. Belsky and Nicolas P. Retsinas -- Credit matters : building assets in a dual financial service system / Eric S. Belsky and Allegra Calder -- To bank or not to bank? : a survey of low-income households / Christopher Berry -- Refinance and the accumulation of home equity wealth / Frank E. Nothaft and Yan Chang -- Changing industrial organization of housing finance and changing role of community-based organizations / William C. Apgar and Allen J. Fishbein -- Exploring the welfare effect of risk-based pricing in the subprime mortgage market / J. Michael Collins, Eric S. Belsky, and Karl E. Case -- Hitting the wall : credit as in impediment to homeownership / Raphael W. Bostic, Paul S. Calem, and Susan M. Wachter -- Credit scoring's role in increasing homeownership for underserved populations / Hollis Fishelson-Holstine -- Modes of credit market regulation / Michael S. Barr -- Accuracy in credit reporting / Michael E. Staten and Fred H. Cate -- Cost-benefit analysis of debtor protection rules in subprime market default situations / Duncan Kennedy -- Institutions and inclusion in saving policy / Michael Sherraden and Michael S. Barr -- Unbanked to homeowner : improving financial services for low-income, low-asset customers / Ellen Seidman and Jennifer Tescher -- Innovative servicing technology : smart enough to keep people in their houses? / Amy Crews Cutts and Richard K. Green
N2  - "Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher
ER  -