Building assets, building credit :  creating wealth in low-income communities / 
Nicolas P. Retsinas, Eric S. Belsky, editors. 
 - xiv, 395 pages :  illustrations ;  24 cm 
<br/><br/>Includes bibliographical references and index. 
<br/><br/>New paths to building assets for the poor / Eric S. Belsky and Nicolas P. Retsinas -- Credit matters : building assets in a dual financial service system / Eric S. Belsky and Allegra Calder -- To bank or not to bank? : a survey of low-income households / Christopher Berry -- Refinance and the accumulation of home equity wealth / Frank E. Nothaft and Yan Chang -- Changing industrial organization of housing finance and changing role of community-based organizations / William C. Apgar and Allen J. Fishbein -- Exploring the welfare effect of risk-based pricing in the subprime mortgage market / J. Michael Collins, Eric S. Belsky, and Karl E. Case -- Hitting the wall : credit as in impediment to homeownership / Raphael W. Bostic, Paul S. Calem, and Susan M. Wachter -- Credit scoring's role in increasing homeownership for underserved populations / Hollis Fishelson-Holstine -- Modes of credit market regulation / Michael S. Barr -- Accuracy in credit reporting / Michael E. Staten and Fred H. Cate -- Cost-benefit analysis of debtor protection rules in subprime market default situations / Duncan Kennedy -- Institutions and inclusion in saving policy / Michael Sherraden and Michael S. Barr -- Unbanked to homeowner : improving financial services for low-income, low-asset customers / Ellen Seidman and Jennifer Tescher -- Innovative servicing technology : smart enough to keep people in their houses? / Amy Crews Cutts and Richard K. Green. 
<br/><br/> "Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher. 
<br/><br/><label>ISBN: </label>0815774095 9780815774099 
<br/><br/><label>LCCN: </label>2005017461 
<br/><br/><label>Subjects--Topical Terms: </label><br/>Consumer credit--United States<br/>Low-income consumers--United States<br/>Home ownership--United States<br/>Mortgage loans--United States
<br/><br/><label>LC Class. No.: </label>HG3756.U54  / B85 2005 
<br/><br/><label>Dewey Class. No.: </label>332.02401